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How to File a Motor Vehicle Claim If your vehicle is damaged in an accident, you'll need to make an insurance claim. It is important to understand the process. Insurance companies will send an adjuster to examine your vehicle damage. It's not always necessary to attend the inspection, however you should bring your insurance policy along with any other relevant documentation. Take Photos Have you ever watched one of the crime shows where investigators document every single aspect from footprints to chocolate wrappers, and then throw them away? Apply the same level of scrutiny to your accident scene. It is essential to record as much of the incident as you can in the event of an accident so that you can have something concrete to prove your case later. Getting pictures of the damage to both cars is essential, but also consider taking photographs of the areas that have been damaged. These can help insurance firms and expert witnesses assess the size of particular objects, including skid marks. Record reference points, such as the location of traffic lights or stop signs, in your photos. These can later be tied to the at-fault driver's actions that led to the crash. Take photos of the other drivers and their passengers as well as witnesses. motor vehicle accident law firm chino might be in a position to snap a photo of their license plate. Additionally, take photos of emergency responders and their vehicles. Lastly, if someone is placed on a gurney or in an ambulance, snap photos of them as well. If your lawyer or court has ordered you to, only upload the photos. You could accidentally provide evidence that is against your claim if you do not. If you alter the date on your photographs your insurance company may doubt your claim. Seek medical attention The first thing you should do following an accident is to seek medical attention. This is not only for your health but it is also to ensure that any injuries are documented. Many personal injury cases are based on seeking reimbursement for medical bills and other damages. This is why medical records are crucial to the success of your claim. Even if there are no symptoms that you are able to identify, you should make an appointment to see your primary health care provider or an emergency room. Your doctor can provide you with an evaluation of your injuries, and also perform an exhaustive medical assessment. Furthermore, they'll be able to offer you the proper treatment. Following the treatment plan of your doctor will help you recover quicker and help strengthen your case. This includes filling your prescriptions, taking any non-prescription medicines, taking part in physical therapy, complying with instructions regarding time off from work, and attending follow-up appointments. It is important to avoid saying anything that an insurance adjuster may miss-interpret. This is because insurance companies may attempt to deny your injuries in order to deny your claim or reduce the amount of money they will award you for your claim. This is the reason why it is recommended to not speak with any insurance adjusters unless you have an attorney present with you. Contact an attorney Legal representation is essential for those who have been injured. Attorneys can help them manage their stress and know how to channel their energy. Attorneys can also evaluate the evidence and facts of an incident to determine if it is worth fighting in court. The insurance firm is first and foremost an enterprise, and their goal is to take as much money from insureds as they can and pay out as little as possible (in the theory). It can be tempting, when in the middle of an incident, to accept a lowball settlement because it's the most straightforward thing to do. This is a mistake that could have devastating consequences in the future. When you submit a claim to your insurance company an adjuster will be sent to your home to assess the damage to your vehicle. They will also examine receipts for medical bills, as well as personal property damage. They may also question witnesses and examine police records. Before meeting with an adjuster, it is helpful to obtain repair estimates from local auto repair shops or contractors. This will let them be aware of what to expect with regards to repairs. An experienced motor vehicle attorney can make sure that all the information required is in place and the correct documents are provided to the insurance company. They can also offer advice and suggestions on how to handle an insurance adjuster, how to manage the settlement process and what to do if an insurance company doesn't respond or has a shady behavior.